Safety First Annuity
annuity Interest rates - safety first for your serious money and retirement
Interest paid daily! Nothing is so satisfying as watching your money grow each and every day. Daily compounding interest and current rates that beat any bank CD available today.
These annuities are 3 to 5 year investments. Most of these investments allow monthly withdraws of accrued interest. All interest earned is tax deferred so you don't pay taxes on interest until you take the interest out of the account. At the end of the investment period your investment is returned to you or rolled over just like a bank CD.
For more information or to purchase any annuity call 503-585-8050.
3 Year - 2.10%
4 Year - 2.35%
5 Year - 2.85%
6 Year - 3.00%
7 Year - 3.00%
8 Year - 3.20%
9 Year - 3.30%
10 Year - 3.40%
Rates reflect the best rates from over twenty top annuity insurance companies. Rates change frequently so check back. All rates reflect the guaranteed yield to surrender.
When choosing fixed annuities one must pay attention to the guaranteed yield to surrender. This is the amount of interest received each year over the life of the investment. Many companies will have high first year teaser rates or bonus rates but have a low overall total gain. The "guaranteed yield to surrender" wipes away all the sales fluff with a number that can be used to compare investments.
If you invest in bank CD's and are near or past your 60th birthday, Fixed Annuities are a better investment. The interest rate is higher than bank CD's with the same term. Interest is paid daily and can be withdrawn monthly in most cases. Fixed Annuities last for a fixed period of time such as three years. At the end of this term you receive your investment back or roll over - the choice is yours.